Financing your healthcare
Circle Health Group offers a variety of payment options to accommodate your financial situation. This includes using private health insurance, paying for yourself in one lump sum or taking out a payment plan to pay in instalments.
Medical insurance
For those with private medical insurance, we work directly with insurers to streamline the payment process.
Paying for yourself
Self-pay is when you pay for private healthcare without insurance, using your own money. You might also hear it referred to as paying for yourself, self-funding, or pay-as-you-go private healthcare.
Payment plans
We offer fixed term loans to help people pay for themselves but who don’t have all of the money right now. This helps them access private healthcare without the wait.
Navigating private medical insurance
Whether you have a personal insurance plan or one through your employer, you can use your private health insurance to pay for treatment at any Circle Health Group hospital. We work with all major providers, and medical insurance pays for thousands of procedures each year across our hospitals. It's important to check with your insurer about coverage and pre-authorisation requirements. Using private medical insurance for your treatment is easy with Circle Health Group. Having a good understanding of your policy's benefits and limitations can help maximise your coverage while minimising out-of-pocket expenses. Start by verifying your coverage and any pre-authorisation needed for treatment. We can liaise with insurers to ensure claims are processed smoothly, keeping you informed every step of the way.
Going private without health insurance
This is where 'self-pay' options come into play. Self-pay can be an ideal solution for treatments not covered by insurance or for those seeking quick access to healthcare services. Self-pay allows you to access a wide range of treatments and services at Circle Health Group without the need for insurance. We offer clear pricing and payment plans, making it easier to budget for your healthcare.
Payment plans
Circle Health Group offers flexible payment plans through Chrysalis Finance, allowing patients to spread the cost of private healthcare over a period of up to five years. These plans make treatments more affordable by enabling monthly instalments, including interest-free options for shorter terms, helping patients manage their healthcare expenses more easily.
How much does private healthcare cost?
Costs can vary based on the type and complexity of the treatment or surgery you need. We provide clear, upfront information about fees for consultations, diagnostic tests, and procedures. This ensures you know what to expect financially, without any surprises. Contact us, or look at our treatment pages online for an idea of the costs that you may be expected to pay.